Myriam Borzee/iStockBy MORGAN WINSOR, ERIN SCHUMAKER and IVAN PEREIRA, ABC News(NEW YORK) — A pandemic of the novel coronavirus has now killed more than 1.2 million people worldwide.Over 50.4 million people across the globe have been diagnosed with COVID-19, the disease caused by the new respiratory virus, according to data compiled by the Center for Systems Science and Engineering at Johns Hopkins University. The actual numbers are believed to be much higher due to testing shortages, many unreported cases and suspicions that some national governments are hiding or downplaying the scope of their outbreaks. The criteria for diagnosis — through clinical means or a lab test — has also varied from country to country.Since the first cases were detected in China in December, the virus has rapidly spread to every continent except Antarctica. The United States is the worst-affected nation, with more than 10 million diagnosed cases and at least 237,742 deaths.Nearly 200 vaccine candidates for COVID-19 are being tracked by the World Health Organization, at least 10 of which are in crucial phase three studies. Of those 10 potential vaccines in late-stage trials, there are currently five that will be available in the United States if approved.Here’s how the news developed Monday. All times Eastern:Nov 09, 8:30 pmCases, deaths see major increase over last weekThe U.S. saw a jump in coronavirus cases and deaths over the last week, according to a memo from the U.S. Department of Health and Human Services obtained by ABC News.From Nov. 2-8, 730,925 new cases were confirmed, representing a 29.2% increase from the previous seven-day period, according to the memo. During that same time period, there were 6,654 deaths, which represented a 15.1% increase from the previous week, HHS said.The national test-positivity rate increased to 8.6% from 7.2% in week-to-week comparisons, and 24% of hospitals across the country have more than 80% of their ICU beds filled, the memo said.Nov 09, 8:21 pmCDC issues stricter guidance for ThanksgivingThe Centers for Disease Control and Prevention is advising Americans to keep their Thanksgiving plans small in updated guidance on its website.“The safest way to celebrate Thanksgiving this year is to celebrate with people in your household. If you do plan to spend Thanksgiving with people outside your household, take steps to make your celebration safer,” the agency said.The CDC also provided more specific guidance for households over the holiday.Guests should consider bringing their own food, drinks, plates, cups, and utensils, and avoid going into places where food is prepared, according to the agency.Hosts should make sure their home is sanitized and consider having the windows open if they are eating indoors, the CDC said.“If sharing food, have one person serve food and use single-use options, like plastic utensils,” the agency said.Nov 09, 7:37 pmFDA approves new treatment for milder casesThe FDA has issued an emergency use authorization (EUA) for the investigational monoclonal antibody therapy bamlanivimab for the treatment of mild to moderate COVID-19 in adult and pediatric patients.The treatment, from Eli Lilly and Company, was shown in trials to reduce hospitalization for patients who are at high risk for disease progression within 28 days after treatment when compared to placebo, the agency said in a press release.Bamlanivimab is not authorized for patients who are hospitalized due to COVID-19 or require oxygen therapy due to COVID-19, the FDA said.“The issuance of an EUA is different than FDA approval,” the FDA said in a statement. “In determining whether to issue an EUA, the FDA evaluates the available evidence and carefully balances any known or potential risks with any known or potential benefits of the product for use during an emergency.”Nov 09, 7:08 pmFauci says he has no intention of leaving after Jan. 20Dr. Anthony Fauci says he has no intention of leaving his post after President-elect Joe Biden assumes office.The director of the National Institute of Allergy and Infectious Diseases declined to talk about the election during an interview with CNN Monday evening, but said he plans on staying in his position next year.“I have no intention of leaving,” he said. “This is an important job. I’ve been doing it now for a very long time. I’ve been doing it under six presidents. It’s an important job and my goal is to serve the American public no matter what the administration is.”Fauci complimented the members of the new Biden/Harris COVID-19 task force, saying they’re established colleagues that he admires and has worked with for years.In the meantime, Fauci warned that Americans need to heed the health warnings and guidance in place as cases continue to rise across the country. Although Fauci called Pfizer’s announcement of its vaccine progress “extraordinary,” he said people need to remain cautious.“This is something that we should really feel good about,” he said of the vaccine news. “But I want to make sure people understand that it’s good because we know there is light at the end of the tunnel, but that doesn’t mean that we are going to give up the important public health measures that we continually still have to do every single day.”Nov 09, 4:54 pmStricter COVID rules take effect in NJ Thursday, governor saysGov. Phil Murphy announced stricter coronavirus rules in New Jersey Monday, including restrictions on bars, restaurants and casinos. Starting Nov. 12, indoor dining and drinks will be not be allowed between 10 p.m. and 5 a.m. Takeout and delivery services, as well as outdoor dining, are still permitted. In addition to dining restrictions, all interstate games and tournaments for indoor youth sports are prohibited, starting Thursday.“It is simply not safe for teams to be crossing state lines at this time to participate in indoor competitions,” Murphy wrote on Twitter.The rules come on the heels of rising COVID-19 cases and hospitalizations in New Jersey, as well as a testing positivity rate that exceeds the threshold health experts recommend.“We’re taking steps today to mitigate the current increasing rate of spread,” Murphy added. “The last thing I want to do is shut our economy back down. Thankfully, we’re not at that point.”Nov 09, 2:17 pmNew record: US surpasses 10 million COVID-19 casesThe United States hit another grim milestone Monday afternoon, when it surpassed 10 million COVID-19 infections, according to Johns Hopkins University.With 10,018,278 COVID-19 cases, the U.S. has reported more infections than any other nation. India, which has the second highest number of infections, reported 8,553,657 COVID-19 cases as of Monday.So far, 237,742 Americans have died of COVID-19.Nov 09, 1:48 pmSecond COVID wave looms in NYC, mayor saysNew York City Mayor Bill de Blasio urged New Yorkers to wear masks and keep six feet apart as he warned of a looming second wave of COVID-19 during a Monday press conference. The city’s positivity rate has moved in the wrong direction over the past few days, according to de Blasio.“We have to act immediately to turn this around,” he added.While cases, testing positivity rates and deaths are all rising, they remain far below what New York City experienced in the spring, which de Blasio described as “horrendous.” For now, hospitalizations are decreasing.“We did it before,” de Blasio said of using masks and social distancing to drive down transmission rates. “We need to do it again right now.”Nov 09, 12:42 pmUS poised to surpass record-breaking 10 million COVID cases todayAs a new administration prepares to take the helm in Washington, D.C., the United States is expected to surpass a staggering 10 million confirmed coronavirus cases. The expected milestone follows five consecutive days in which COVID-19 cases in the U.S. topped 100,000.Every state in the country, except for Hawaii, is reporting an increasing number of COVID-19 cases, according to an ABC News analysis of data from The COVID Tracking Project.Japan and China, by comparison, have reported 109,000 cases and 91,600 cases respectively as of Nov. 9, according to Johns Hopkins University.ABC News’ Soorin Kim, Brian Hartman, Benjamin Bell and Arielle Mitropoulos contributed to this report.Nov 09, 11:35 amSec. Ben Carson tests positiveU.S. Secretary of Housing and Urban Development Ben Carson tested positive for COVID-19 on Monday morning after experiencing symptoms that prompted him to get tested.“Secretary Carson has tested positive for the coronavirus,” Carson’s chief of staff, Coalter Baker, told ABC News in a statement. “He is in good spirits and feels fortunate to have access to effective therapeutics which aid and markedly speed his recovery.”Carson was tested at the Walter Reed Army Medical Center in Bethesda, Maryland. It was a short visit and he is no longer at the hospital.Carson was at the White House for the Trump campaign’s election night watch party on Tuesday — an event that was also attended by White House chief of staff Mark Meadows, who also tested positive for COVID-19 last week.ABC News’ Katherine Faulders contributed to this report.Nov 09, 10:53 amUkraine’s president tests positiveUkrainian President Volodymyr Zelensky announced Monday that he has tested positive for COVID-19.“There are no lucky people for whom #COVID19 does not pose a threat. Despite all the quarantine measures, I received a positive test,” Zelensky wrote on his official Twitter account.The former comedian-turned-president noted that he feels “good” and takes “a lot of vitamins.”“Promise to isolate myself, but keep working,” he added. “I will overcome COVID19 as most people do. It’s gonna be fine!”Nov 09, 10:44 amWales emerges from ‘firebreak’ lockdown as new restrictions beginWales emerged from its 17-day “firebreak” lockdown on Monday, with pubs, gyms, hair salons, restaurants and schools allowed to reopen.But as the lockdown restrictions ended, new ones went into effect. People cannot travel in or out of the country, including to neighboring England, without a “reasonable excuse.” Two households can again join together to form a bubble and meet up inside their homes. People can meet in groups of four inside cafes, bars, pubs and restaurants, which can serve alcohol until 10 p.m.Businesses that were forced to shutter during lockdown can now reopen, while supermarkets can again sell non-essential goods. People are still required to work from home whenever possible.Wales’ First Minister Mark Drakeford called on people to be “careful and cautious.”“The fact that you can travel is not an invitation to travel and it’s certainly not an instruction to travel,” Drakeford said at a press conference Monday.Drakeford said it’s still too early to know whether the “firebreak” was a success but there were “tentative positive signs,” including a plateauing case rate.“We cannot go back to the way we were living our lives and throw away all that hard work,” he added.Wales’ lockdown ended just a few days after England entered a month-long lockdown on Nov. 5.Nov 09, 9:10 amPortugal returns to state of emergency amid rising infectionsPortugal began a 15-day state of emergency on Monday, with curfews imposed in the areas hit hardest by coronavirus pandemic.From Monday until at least Nov. 23, some seven million people across Portugal must stay at home on weekdays between 11 p.m. and 5 a.m., and on weekends after 1 p.m. Meanwhile, restaurants have to close by 10:30 p.m. on weekdays and are only allowed to provide takeaway services on weekends after 1 p.m.Portuguese President Marcelo Rebelo de Sousa announced on Friday that the country would return to a state of emergency, which grants authorities special powers such as the restriction of movement. The decree can be extended indefinitely in 15-day periods. A state of emergency was in effect in Portugal earlier this year at the beginning of the pandemic.The move comes as the southern European country of over 10 million people grapples with a rising number of COVID-19 cases and hospitalizations. Although Portugal has reported relatively low numbers compared with other countries in Europe — over 179,324 total cases with 2,896 deaths — daily infections hit an all-time high of 6,640 over the weekend.Nov 09, 7:23 amEarly data shows Pfizer’s vaccine is more than 90% effectiveIn a promising development, an initial glimpse at the data from Pfizer’s ongoing late-stage clinical trial shows that the American pharmaceutical giant’s COVID-19 vaccine is more effective at preventing the disease than placebo.A press release from Pfizer early Monday morning said the vaccine, being co-developed with Germany’s BioNTech, was “found to be more than 90% effective in preventing COVID-19” according to an early analysis that included 94 confirmed cases of COVID-19 in trial participants.“With today’s news, we are a significant step closer to providing people around the world with a much-needed breakthrough to help bring an end to this global health crisis,” Dr. Albert Bourla, Pfizer chairman and CEO, said in a statement.Vaccine experts told ABC News these results are “encouraging.”More safety data is still necessary before the company will apply for a limited authorization for high-risk individuals (i.e. elderly, health care providers and/or first responders) or the more complete Biologics License Application that grants approval for almost everyone.Pfizer’s vaccine won’t be rolled out in any mass immunization campaign just yet. First, the company must demonstrate that the vaccine is not just effective but also safe. According to guidelines from the U.S. Food and Drug Administration, that means at least two months of safety data after the last injection in half the volunteers.The company plans to submit for FDA authorization in the third week of November. From there, it could take the FDA two to four weeks to make an authorization decision after a public hearing and a recommendation from an independent vaccine advisory committee.According to FDA guidance, companies are permitted to ask for an emergency authorization based on efficacy data from an interim analysis, plus at least two months of safety data.This could make Pfizer the first company to have a vaccine available in the United States if given the green light by the FDA. Other companies, like Moderna, are not far behind.Operation Warp Speed chief advisor Dr. Moncef Slaoui told ABC News that if everything continues to go according to plan and there are no major scientific or manufacturing delays, most Americans could have access to a vaccine by spring 2021 and possibly be immunized by June.Nov 09, 6:03 amBiden and Harris unveil transition COVID-19 advisory boardU.S. President-elect Joe Biden and Vice President-elect Kamala Harris unveiled their transition COVID-19 advisory board on Monday morning, naming the people in charge of making the rubber of the duo’s coronavirus policy hit the road as they prepare to take office in just 72 days.“Dealing with the coronavirus pandemic is one of the most important battles our administration will face, and I will be informed by science and by experts,” Biden said in a statement announcing the board. “The advisory board will help shape my approach to managing the surge in reported infections; ensuring vaccines are safe, effective, and distributed efficiently, equitably, and free; and protecting at-risk populations.”In his first address to the nation as president-elect on Saturday night, Biden said one of his first actions would be putting the panel in place — a signal of his primary focus on getting the coronavirus pandemic in check when he takes office in January.As previously reported, the team will be led by three co-chairs: former Surgeon General Vivek Murthy and former Food and Drug Administration commissioner Dr. David Kessler, along with Dr. Marcella Nunez-Smith, a professor of medicine at Yale University.In total, 13 co-chairs and members comprise the board, including former director of the Biomedical Advanced Research and Development Authority (BARDA), Dr. Rick Bright, who made headlines earlier this year when he resigned from his role at the National Institute of Health and filed a whistleblower complaint over “an abuse of authority or gross mismanagement” at the U.S. Department of Health and Human Services on the COVID-19 response.Biden and Harris will receive a briefing from the board on Monday morning, according to their transition team — the first public event for the pair since being projected as the winners of the 2020 election.Nov 09, 5:19 amIndia’s capital sees record rise in casesIndia’s capital territory, Delhi, confirmed 7,745 new cases of COVID-19 on Sunday, its highest single-day rise in infections yet.The capital city of New Delhi, which is located within the national capital territory and is home to more than 21 million people, is the latest Indian megacity to emerge as an epicenter of the country’s outbreak. The country’s previous epicenter was the financial hub of Mumbai.Delhi Health Minister Satyendar Jain said Friday that the state government will increase the number of beds for COVID-19 patients in several government-run hospitals, a move which he said “will be paramount in order to successfully combat the third wave.”Overall, the Indian Ministry of Health and Family Welfare confirmed on Sunday 45,903 new cases of COVID-19 and 490 deaths from the disease, bringing the country’s cumulative total to 8,553,657 cases with 126,611 deaths.India has one of the highest tallies of diagnosed COVID-19 cases in the world, second only to the United States.Nov 09, 4:31 amUS reports over 105,000 new cases as tally nears 10 millionThere were 105,927 new cases of COVID-19 identified in the United States on Sunday, according to a real-time count kept by Johns Hopkins University.The latest daily tally falls under the country’s all-time high of 128,412 new cases set the previous day.An additional 457 fatalities from COVID-19 were also registered nationwide Sunday, almost half the previous day’s count and down from a peak of 2,666 new deaths in mid-April.A total of 9,972,333 people in the United States have been diagnosed with COVID-19 since the pandemic began, and at least 237,574 of them have died, according to Johns Hopkins. The cases include people from all 50 U.S. states, Washington, D.C. and other U.S. territories as well as repatriated citizens.By May 20, all U.S. states had begun lifting stay-at-home orders and other restrictions put in place to curb the spread of the novel coronavirus. The day-to-day increase in the country’s cases then hovered around 20,000 for a couple of weeks before shooting back up and crossing 100,000 for the first time on Nov. 4.Copyright © 2020, ABC Audio. All rights reserved.
Board of Governors of The Florida Bar hereby gives notice of filing with the Supreme Court of Florida, on or about July 31, a petition to amend the Rules Regulating The Florida Bar.The full text of the proposed amendments is printed below. These items will constitute the Bar’s filing of rules changes favorably recommended by the Board regarding insurance practices since January 2002. A copy of this submission may be requested by contacting the Office of the General Counsel, The Florida Bar, 651 E. Jefferson Street, Tallahassee 32399-2300 or calling 850/561-5600, Extension 6802.Members who desire to comment on these proposed amendments may do so within 30 days of the filing of the Bar’s petition. Comments should be filed directly with the clerk of the Supreme Court of Florida, and a copy must be served on the executive director of The Florida Bar.Rule 1-21.1, Rules Regulating The Florida Bar, governs these proceedings. Rules Regulating The Florida Bar CHAPTER 4 RULES OF PROFESSIONAL CONDUCT SUBCHAPTER 4-1 CLIENT-LAWYER RELATIONSHIP 4-1.7 CONFLICT OF INTEREST; GENERAL RULE Summary: Creates new subdivision (c) and commentary, to address the ethical duty of an attorney defending an insured at the expense of an insurer to establish, at the inception of undertaking the representation, a clear mutual understanding as to whether the lawyer will be representing both the insured and insurer as clients, or only the insured — and to inform both as to the scope of the representation; confirms that other conflict rules within Rules Regulating The Florida Bar otherwise apply in such situations. RULE 4-1.7 CONFLICT OF INTEREST; GENERAL RULE (a) Representing Adverse Interests. [no change] (b) Duty to Avoid Limitation on Independent Professional Judgment. [no change] (c) Explanation to Clients. [no change] (d) Lawyers Related by Blood or Marriage. [no change] (e) Representation of insureds. Upon undertaking the representation of an insured client at the expense of the insurer, a lawyer has a duty to ascertain whether the lawyer will be representing both the insurer and the insured as clients, or only the insured, and to inform both the insured and the insurer regarding the scope of the representation. All other Rules Regulating The Florida Bar related to conflicts of interest apply to the representation as they would in any other situation. Comment Loyalty to a client [no change] Consultation and consent [no change] Lawyer’s interests [no change] Conflicts in litigation [no change] Interest of person paying for a lawyer’s service [no change] Other conflict situations [no change] Conflict charged by an opposing party [no change] Family relationships between lawyers [no change] Representation of Insureds The unique tripartite relationship of insured, insurer, and lawyer can lead to ambiguity as to whom a lawyer represents. In a particular case, the lawyer may represent only the insured, with the insurer having the status of a non-client third party payor of the lawyer’s fees. Alternatively, the lawyer may represent both as dual clients, in the absence of a disqualifying conflict of interest, upon compliance with applicable rules. Establishing clarity as to the role of the lawyer at the inception of the representation avoids misunderstanding that may ethically compromise the lawyer. This is a general duty of every lawyer undertaking representation of a client, which is made specific in this context due to the desire to minimize confusion and inconsistent expectations that may arise. SUBCHAPTER 4-7 INFORMATION ABOUT LEGAL SERVICES 4-7.10 FIRM NAMES AND LETTERHEAD Summary: Creates new subdivision (g) and commentary, setting forth terms and conditions under which insurance defense staff attorneys may practice under a firm name other than the name of the insurer without constituting a material misrepresentation; reiterates that attorneys who practice under firm names are additionally required to comply with other applicable requirements of the Rules Regulating The Florida Bar; corrects error within comment, to clarify that law firms using trade names that imply the firm is a public or government agency should use a disclaimer that they are not. RULE 4-7.10 FIRM NAMES AND LETTERHEAD (a) False, Misleading, or Deceptive. [no change] (b) Trade Names. [no change] (c) Advertising Under Trade Name. [no change] (d) Law Firm with Offices in More Than 1 Jurisdiction. [no change] (e) Name of Public Officer in Firm Name. [no change] (f) Partnerships and Authorized Business Entities. [no change] ( g) Insurance Staff Attorneys . Where otherwise consistent with these rules, lawyers who practice law as employees within a separate unit of a liability insurer representing others pursuant to policies of liability insurance may practice under a name that does not constitute a material misrepresentation. In order for the use of a name other than the name of the insurer not to constitute a material misrepresentation, all lawyers in the unit must comply with all of the following: (1) the firm name must include the name of a lawyer who has supervisory responsibility for all lawyers in the unit; (2) the office entry signs, letterhead, business cards , websites, announcements, advertising, and listings or entries in a law list or bar publication bearing the name must disclose that the lawyers in the unit are employees of the insurer; (3) the name of the insurer and the employment relationship must be disclosed to all insured clients and prospective clients of the lawyers, and must be disclosed in the official file at the lawyers’ first appearance in the tribunal in which the lawyers appear under such name; (4) the offices, personnel, and records of the unit must be functionally and physically separate from other operations of the insurer to the extent that would be required by these rules if the lawyers were private practitioners sharing space with the insurer; and (5) additional disclosure should occur whenever the lawyer knows or reasonably should know that the lawyer’s role is misunderstood by the insured client or prospective clients . Comment A firm may be designated by the names of all or some of its members, by the names of deceased members where there has been a continuing succession in the firm’s identity, or by a trade name such as “Family Legal Clinic.” Although the United States Supreme Court has held that legislation may prohibit the use of trade names in professional practice, use of such names in law practice is acceptable so long as it is not misleading. If a private firm uses a trade name that includes a geographical name such as “Springfield Legal Clinic,” an express disclaimer that it is not a public legal aid agency may be required to avoid a misleading implication. It may be observed that any firm name including the name of a deceased partner is, strictly speaking, a trade name. The use of such names to designate law firms has proven a useful means of identification. However, it is misleading to use the name of a lawyer not associated with the firm or a predecessor of the firm. Subdivision (a) precludes use in a law firm name of terms that imply that the firm is something other than a private law firm. Two examples of such terms are “academy” and “institute.” Subdivision (b) precludes use of a trade or fictitious name suggesting that the firm is named for a person when in fact such a person does not exist or is not associated with the firm. An example of such an improper name is “A. Aaron Able.” Although not prohibited per se, the terms “legal clinic” and “legal services” would be misleading if used by a law firm that did not devote its practice to providing routine legal services at prices below those prevailing in the community for like services. Subdivision (c) of this rule precludes a lawyer from advertising under a nonsense name designed to obtain an advantageous position for the lawyer in alphabetical directory listings unless the lawyer actually practices under that nonsense name. Advertising under a law firm name that differs from the firm name under which the lawyer actually practices violates both this rule and subdivision (b)(1) of rule 4-7.2. With regard to subdivision (f), lawyers sharing office facilities, but who are not in fact partners, may not denominate themselves as, for example, “Smith and Jones,” for that title suggests partnership in the practice of law. All lawyers who practice under trade or firm names are required to observe and comply with the requirements of the Rules Regulating The Florida Bar, including but not limited to, rules regarding conflicts of interest, imputation of conflicts, firm names and letterhead, and candor toward tribunals and third parties. Some liability insurers employ lawyers on a full-time basis to represent their insured clients in defense of claims covered by the contract of insurance. Use of a name to identify these attorneys is permissible if there is such physical and functional separation as to constitute a separate law firm. In the absence of such separation, it would be a misrepresentation to use a name implying that a firm exists. Practicing under the name of an attorney inherently represents that the identified person has supervisory responsibility. Practicing under a name prohibited by subsection (f) is not permitted. Candor requires disclosure of the employment relationship on letterhead, business cards, and in certain other communications that are not presented to a jury. The legislature of the State of Florida has enacted, as public policy, laws prohibiting the joinder of a liability insurer in most such litigation, and Florida courts have recognized the public policy of not disclosing the existence of insurance coverage to juries. Requiring lawyers who are so employed to disclose to juries the employment relationship would negate Florida public policy. For this reason, the rule does not require the disclosure of the employment relationship on all pleadings and papers filed in court proceedings. The general duty of candor of all lawyers may be implicated in other circumstances, but does not require disclosure on all pleadings . Notice: Annual Bar rules proposals to be filed July 1, 2002 Notices Notice: Annual Bar rules proposals to be filed
Submitted by Saint Martin’s Univeristy Lt. General Stephen R. LanzaLieutenant General Stephen R. Lanza, commanding general of I Corps at Joint Base Lewis-McChord, will deliver the 2015 Commencement address at Saint Martin’s University on Saturday, May 9, at Marcus Pavilion, located on the Lacey campus, 5000 Abbey Way S.E. The lieutenant general will also receive an honorary degree from the University.“We are presenting Lieutenant General Lanza with the honorary degree of Doctor of Humane Letters in recognition of his commitment to expanding access to educational opportunities for all service members, active and retired, and their families, at Joint Base Lewis McChord,” says Saint Martin’s President Roy F. Heynderickx, Ph.D. “Saint Martin’s and Joint Base Lewis-McChord share a special connection and have been strong partners in education for more than 40 years.”Lanza assumed command of I Corps at JBLM on February 6, 2014. I Corps is a globally responsive and regionally aligned force that supports the Pacific region. Through military-to-military engagements, partnership capacity building exercises and security force assistance operations, America’s Corps provides mission command and trained forces to support the Army’s Prevent, Shape, and Win Strategy.I Corps is composed of the 7th Infantry Division at JBLM; the 25th Infantry Division at Schofield Barracks, Hawaii; I Corps (Forward) at Camp Zama, Japan; the 593rd Expeditionary Sustainment Command at JBLM and the United States Army-Alaska brigade combat teams, located at Joint Base Elmendorf-Richardson and Fort Wainwright.Lanza was commissioned into the Field Artillery in 1980 after graduating with a Bachelor of Science degree from the United States Military Academy at West Point. He is a graduate of the United States Army Command and General Staff College and the School for Advanced Military Studies.He has a Master of Science in Administration from Central Michigan University and a Master of Science in National Security and Strategic Studies from the National War College. He has also served as a National Security Fellow at Massachusetts Institute of Technology.Lanza’s command assignments include the 7th Infantry Division at JBLM; 5th Brigade Combat Team, 1st Cavalry Division, Fort Hood, Texas; Operation Iraqi Freedom, Iraq; and the 1st Battalion, 5th Field Artillery, 1st Infantry Division, Fort Riley, Kansas.His senior staff assignments include the aide-de-camp to the commander in chief, United States Army Europe/Commander, NATO Peace Stabilization Force; concepts team chief for the Office of the Deputy Chief of Staff for Operations, G3, Pentagon; chief, Joint Capabilities Division, J8, the Joint Staff, Pentagon; deputy commanding general for V Corps, U.S. Army Europe and Seventh Army, Germany; G3, chief of operations, U.S. Army Europe and Seventh Army, Germany; J9, director for strategic effects, Multi-National Forces-Iraq (MNF-I), Iraq; spokesman, United States Forces-Iraq (USF-I), Iraq; and the Army’s chief of public affairs for the secretary of the Army, Washington, D.C.Lanza’s operational deployment experience includes Operations Desert Shield and Desert Storm, Saudi Arabia; Operation Joint Guard, Bosnia-Herzegovina; Operation Iraqi Freedom, Iraq; and Operation New Dawn, Iraq.The Saint Martin’s University 2015 Commencement Exercises will begin at 2 p.m. Tickets are required for attendance.For more information, visit http://www.stmartin.edu/commencement/. Facebook1Tweet0Pin0
TRENTON – Governor Chris Christie, Attorney General Jeffrey S. Chiesa and the New Jersey Division of Consumer Affairs have warned consumers to beware of home improvement scams and charity scams perpetrated by offenders who prey on the desperation of those working to recover from disasters.“Our immediate priority today is our work at the state and local levels to ensure the safety of New Jerseyans in the aftermath of Hurricane Sandy,” Christie said. “However, we know from past experience that fly-by-night contractors who are incompetent, dishonest, or both, will descend upon the storm-affected areas in the coming days and weeks, seeking to capitalize on those whose homes have been damaged or destroyed. Consumers must be extremely wary and do their due diligence before they hire anyone, sign any contract, or pay any money for home repair.”The Division of Consumer affairs offers tips for consumers on “How to Avoid Disaster-Related Scams” in English at: www.njconsumeraffairs.gov/disaster/floodtipsflyer_1.pdf and in Spanish at www.njconsumeraffairs.gov/disaster/floodtipsflyerSP_1.pdfTips include:Beware of fly-by-night opportunists who may have come in from out of state – or those who may live locally but lack the skills and honesty you need for a significant repair job. Learn whether the contractor is properly registered with the Division of Consumer Affairs.Call the Division at 800-242-5846 to learn whether the contractor is duly registered, and whether the business has been the subject of consumer complaints. You can also check the Division’s online listing of legal filings to learn whether the business has been the subject of legal action by the Division.Before hiring a contractor, demand a copy of the contractor’s liability insurance policy, and contact the insurer to make sure the policy is valid.It is customary not to pay for the entire home improvement project in advance. The general rule of thumb is to pay no more than one-third beforehand, one-third halfway through, and one-third upon completion.Never give your credit card number or financial information to strangers over the phone or on the Internet.In addition, you should demand identification before you let anyone who claims to be from a utility company inspect your home.“No matter how urgent or desperate your need for repairs, you must stop and take the time to learn all you can about any contractor who solicits you,” Chiesa said. “Contact the Division of Consumer Affairs to learn whether the contractor is registered in New Jersey, and learn whether he or she has been the subject of consumer complaints. Ask people you know to recommend a contractor who has a solid reputation and a track record for honesty and good service. If the person is an opportunist who came in from out of state to earn money from the misery of those affected by the storm, your best bet is to stay away.”The attorney general also noted that the Division of Consumer Affairs last year launched an undercover operation based at a home damaged by Hurricane Irene, in partnership with the Bergen County Prosecutor’s Office and Lyndhurst Police Department, in order to identify unregistered contractors soliciting in the wake of that disaster. The initiative resulted in criminal and civil charges against a total of 11 allegedly unregistered contractors – one of whom had a California driver’s license, Massachusetts license plate, and New Jersey post office box. The unregistered contractors advertised through flyers posted in the grocery stores of storm-affected areas, or through online listings. (Further details: www.nj.gov/ oag/ca/press/01042012.htm).“Consumers who suffered damage to their homes are naturally feeling the desperate need to start the repair process as quickly as possible – but you must take the time to make smart decisions, and not fall prey to scammers,” said Eric T. Kanefsky, acting director of the state Division of Consumer Affairs. “Take the time to fully assess damages. Remember that it is more important than ever in these circumstances to obtain multiple opinions and quotes before deciding to hire someone.”Christie, Chiesa, and Kanefsky also warned about charity scams that have been known to prey upon the generosity of those wishing to help during times of disaster.Many charities are legitimate, but it pays to “Investigate Before You Donate:”Before donating to a charity, find out whether the charity is registered to solicit funds in New Jersey, or is exempt from registration (certain religious and educational organizations, and charities who raise less than $10,000 annually in contributions, are exempt).Find out how exactly the charity plans to use your money. Learn how much the charity spent during recent fiscal years on program costs, management costs, and fundraising. Learn about the charity’s stated mission.The charity should readily provide all of this information to you. Verify the information by calling the Division of Consumer Affairs’ Charities Registration Hotline at 973-504-6215, or the Charities Registration page.Consumers who believe they have been cheated or scammed by a business, or suspect any other form of consumer abuse, can file a complaint with the State Division of Consumer Affairs by visiting its website or by calling 1-800-242-5846 (toll free within New Jersey) or 973-504-6200. Consumers can also visit www. njconsumeraffairs. gov/LVinfo.htm to learn whether a contractor is duly registered with the division.
An orange, high-fire warning has been issued for swathes of Donegal as forecasters predict a scorching Easter weekend.The Department of Agriculture, Food and the Marine issued the warning on Thursday, April 18 and it will remain in place until Tuesday, April 23.Temperatures are set to soar between 17C to 21C over the holiday weekend. Donegal County Council has urged landowners and members of the public to exercise caution and to take all necessary measures to prevent the occurrence of wildfires involving material such as gorse, heather and similar.The council is also urging landowners and members of the public not to engage in activities that could cause wildfires – especially to those heading outdoors to take extra care with camping stoves, cigarettes and throw-away barbecues.Householders or building owners in areas susceptible to wildfire are advised to remove or cut back any vegetation in the immediate vicinity of their house, building or oil tank to prevent wildfires damaging or destroying their property.Members of the public are urged to be vigilant and to report any uncontrolled or unattended fires immediately to the Fire Service by dialling 999 or 112. Extreme fire warnings issued for hot Easter weekend was last modified: April 18th, 2019 by Shaun KeenanShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
Share Facebook Twitter Google + LinkedIn Pinterest The financial markets and economists are in agreement that the Federal Reserve Board is likely to begin raising interest rates at its December 15-16, 2015 meeting. It seems certain that rates will be raised several times in the next year. As farmers begin thinking about what crops to plant next spring, a part of their thinking may be: what effect will interest rates have on commodity prices?The literature, confirmed by recent research I conducted with my graduate student Aitbek Amatov, has reached a strong consensus that both an increasing money supply and declining interest rates are good for commodity prices, including agricultural commodities. The Fed’s quantitative easing programs functioned similarly to more traditional methods of increasing the money supply. Now, after seven years of low interest rates and a quadrupling of the Federal Reserve’s balance sheet (pumping about $3 trillion into the system although much of this ended up as excess reserves at the Fed), the Fed policies which favored higher commodity prices are about to shift into reverse. Will the Fed finally raise rates?The Fed Fund futures contracts suggest a 74% probability that the Fed will raise the Fed Funds rate by a quarter percent at its December meeting. Such a move would be announced on December 16, at the conclusion of their two-day meeting. The Fed traditionally raises interest rates in a series of small increases. The implied forecasts in the far out futures suggest that interest rates might be increased by one-half or three-quarter of one percentage point by July 2016. What will rate increases mean for commodity prices?For a one percentage point increase in interest rates the high end of past research suggests a fall in agricultural commodity prices of five or six percent, with other results (including mine) suggesting smaller impacts. My recent research suggests that interest rate sensitivity is still in this range even during the period of the Fed’s historically unprecedented interventions,. Thus, the increase in interest rates anticipated by the start of next summer’s harvest should be expected to cause at most a two or three percent decline in agricultural commodity prices. That means roughly a dime or so per bushel for corn and wheat and maybe a quarter per bushel for soybeans.However, given that the relationship between interest rates and commodity prices is well known, the futures markets for agricultural commodities likely have already partially priced in those impacts. I would not expect the inevitable increase in interest rates to be positive for commodity prices, but the magnitude of the negative impact should be relatively small and fairly evenly spread across the major row crops.The effects generally manifest themselves slowly, with full adjustment to a new equilibrium level after interest rate moves taking about a year. Further, there is some evidence of overshooting when prices adjust, meaning that prices might drop sharply in the first few months and then recover some of those losses over the next year as everyone adjusts to the new level of interest rates. Therefore, if you see a big move in commodity futures prices after the Fed’s first announcement of a rise in their interest rates, do not panic; things should settle down. When and how fast will this happen?Given the Fed’s avowals to go slowly in raising interest rates, I expect to see increases to begin on Dec. 16 and rates to continue to rise in total about 2% in a series of seven or eight increases of a quarter of a percent each (although there is some chance they innovate and raise by only one-eighth of a percent at a time). It might easily take the Fed two years or more to finish this rise in interest rates. That means perhaps a drop of 5% to 10% in agricultural commodity prices spread over three crop marketing years.We should anticipate at least one year of rising rates, and given the current circumstances, I expect this to be one of the longest and slowest rate normalizations ever. It is likely the Fed will continue slow rate increases for more than two years (unless a recession interrupts them and spurs a return to rate cuts).Obviously, producers will not be excited about anything that lowers commodity prices further from today’s levels. However, given the natural variability in prices, it will be hard to pin down a 5% or 10% drop spread over three crop years. So, the main takeaways from this discussion of the long-anticipated rise in interest rates are that it appears to have finally arrived and it will not be positive for agricultural prices. Still, there is no need to overreact as the magnitude of the impact is likely to be reasonable small and to arrive slowly.
How to Write a Welcome Email to New Employees? Related Posts Last week hosted search provider IndexTank announced its new API that enables developers to add search to their applications or build search engines from data sets available on the Web. Documentation can be found here. The API uses an elastic, pay as you go model.IndexTank was founded by former Inktomi software architect Diego Basch. It features real-time feed indexing, instantly available data, location based search and more.Reddit is one of IndexTank’s flagship customers. “We’d never had a really good search implementation,” David King of Reddit is quoted in a case study. “We werecontinually outgrowing whatever we had in place.” Reddit eventually outsourced its search to IndexTank. According to the case study, Reddit placed a simple yes or no survey question at the bottom of search result pages asking users if they were satisfied with the results. During the IndexTank beta, 70% of users answered “yes.” That number has since risen to 80%.WordPress is another customer of IndexTank, and those that don’t want mess with an API can use a WordPress plugin to add IndexTank to their sites.There’s also an add-on for Heroku. Why You Love Online Quizzes klint finley Tags:#APIs#hack 7 Types of Video that will Make a Massive Impac… Growing Phone Scams: 5 Tips To Avoid
TagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Napoli coach Ancelotti opens door to signing Ibrahimovicby Carlos Volcano6 days agoSend to a friendShare the loveNapoli coach Carlo Ancelotti has opened the door to signing LA Galaxy star Zlatan Ibrahimovic.Ibrahimovic told Gazzetta dello Sport that he would love an experience at Napoli, especially as he already worked with Ancelotti.After victory over Hellas Verona, Ancelotti joked: “I’ll call him tonight and say we’re waiting! “I have a great deal of affection for him, I saw he scored 29 goals in 30 MLS games. Tomorrow, after I’ve called him, I’ll let you know how it went!”The Swede will be a free agent when his LA Galaxy contract expires in December.
Atletico Madrid coach Simeone happy with ‘passion’ beating Bayer Leverkusenby Carlos Volcano3 days agoSend to a friendShare the loveAtletico Madrid coach Diego Simeone was happy to scrape a 1-0 victory over Champions League opponents Bayer Leverkusen.Alvaro Morata proved the matchwinner on the day.”I feel good when I see passion and today the team had passion,” said Simeone.”We can play well or poorly, but there’s a path.”We’re close to doing things well.”Some of that passion boiled over into whistles from the fans in the stands, but the coach wasn’t too worried about that.”People are spontaneous,” he said.”We have to try to turn those whistles into applause.”He added: “Anxiety’s normal, the team grew in confidence. We saw some good things tonight although we have to improve when we are in or close to the opponents’ box. It’s not easy for any team because all of our rivals defend well.” About the authorCarlos VolcanoShare the loveHave your say